0% Offer Changes Log

October 17, 2026

• baseline Baseline: StackScout started tracking 29 live 0% intro APR offers. Every row was checked against the issuer's own page today.
• baseline Wells Fargo Reflect® Card: Baseline: 0% on purchases 21 months, BTs 21 months. source
• baseline Wells Fargo Active Cash® Card: Baseline: 0% on purchases 12 months, BTs 12 months. source
• baseline Citi Simplicity® Card: Baseline: 0% on purchases 18 months, BTs 18 months. source
• baseline Citi® Diamond Preferred® Card: Baseline: 0% on purchases 12 months, BTs 21 months. source
• baseline Citi Double Cash® Card: Baseline: 0% on BTs 18 months. source
• baseline Chase Freedom Unlimited®: Baseline: 0% on purchases 15 months, BTs 15 months. source
• baseline Chase Freedom Flex®: Baseline: 0% on purchases 15 months, BTs 15 months. source
• baseline Chase Slate® Credit Card: Baseline: 0% on purchases 21 months, BTs 21 months. source
• baseline United Gateway℠ Card (Chase): Baseline: 0% on purchases 12 months. source
• baseline Ink Business Unlimited®: Baseline: 0% on purchases 12 months. source
• baseline Ink Business Cash®: Baseline: 0% on purchases 12 months. source
• baseline Blue Business Cash™ Card (Amex): Baseline: 0% on purchases 12 months. source
• baseline Blue Business® Plus Card (Amex): Baseline: 0% on purchases 12 months. source
• baseline Blue Cash Everyday® Card (Amex): Baseline: 0% on purchases up to 18 months, BTs up to 18 months. source
• baseline Capital One Quicksilver: Baseline: 0% on purchases 15 months, BTs 15 months. source
• baseline Capital One Savor: Baseline: 0% on purchases 12 months, BTs 12 months. source
• baseline Capital One Spark 1.5% Cash Select: Baseline: 0% on purchases 9 months. source
• baseline Bank of America® Customized Cash Rewards: Baseline: 0% on purchases 15 billing cycles, BTs 15 billing cycles. source
• baseline Bank of America® Unlimited Cash Rewards: Baseline: 0% on purchases 15 billing cycles, BTs 15 billing cycles. source
• baseline BankAmericard® credit card: Baseline: 0% on purchases 21 billing cycles, BTs 21 billing cycles. source
• baseline Business Advantage Unlimited Cash Rewards Mastercard®: Baseline: 0% on purchases 7 billing cycles. source
• baseline Business Advantage Customized Cash Rewards Mastercard®: Baseline: 0% on purchases 7 billing cycles. source
• baseline Platinum Plus® Mastercard® Business card: Baseline: 0% on purchases 15 billing cycles. source
• baseline U.S. Bank Shield™ Visa® Card: Baseline: 0% on purchases 21 billing cycles, BTs 21 billing cycles. source
• baseline U.S. Bank Triple Cash Rewards Visa® Business Card: Baseline: 0% on purchases 12 billing cycles, BTs 12 billing cycles. source
• baseline U.S. Bank Business Shield™ Visa® Card: Baseline: 0% on purchases 12 billing cycles, BTs 12 billing cycles. source
• baseline Discover it® Cash Back: Baseline: 0% on purchases 15 months, BTs 15 months. source
• baseline Truist Enjoy Cash: Baseline: 0% on purchases 12 months, BTs 12 months. source
• baseline Alliant Visa® Platinum: Baseline: 0% on purchases 12 months, BTs 12 months. source
• noted Citi Custom Cash® Card: Not tracked: Citi's page says it stopped accepting new applications as of May 28, 2026. source
• noted Navy Federal Platinum: Not tracked: the intro rate is 0.99% (not 0%) for 12 months on BTs made within 60 days, with no BT fee. source
• noted U.S. Bank Business Shield™ Visa® Card: U.S. Bank's old business-platinum URL now redirects to the Business Shield card page. source